Risk Covered

• All customary medical expenses incurred during hospital confinement for surgical or medical treatment, including:

• Maternity: Normal and caesarean delivery, legal abortion and miscarriages

  1. Emergency: Immediate need for treatment due to an accident, Injury or Illness

  2. Ambulatory Plan covering the diagnostic tests and treatments (Labs, X – Rays, Scanners, MRI etc…) which do not require hospital confinement

• Prescription Medicine Plan covers the medication prescribed by physicians

• Doctor’s Visit Plan covers Consultation fees and expenses at Clinic or at Home related to the medical services rendered

• Dental treatment

• Vision

Extensions

• Coverage available outside KSA

Exclusions

In the case of hospitalization:

• Unnecessary hospitalization, Organ donation, Congenital cases, Dialysis, Mental & Psychiatric disorders, Rest Cures, Custodial care, Special Diets, Suicide or Self-inflicting injury, Alcoholism, Drug addiction, Abuse of Medicines, war coverage, Hazardous Sports (Parachutist, scuba Diving etc…), Ionization, Nuclear Contamination

• Prosthesis (Unless necessary due to an accident), Cosmetic Surgery, Nose Surgery unless necessary

• Infertility, Sterility, In-Vitro, Ex-Vitro, Sexually Transmitted Diseases

• Parkinson Disease, Falling Hair, Genetic Tests, and Procedures

For Ambulatory Use

• Routine checkup

• Tests related to Infertility, Thalassemia, HIV, Sexually Transmitted Diseases

Prescribed medicine

• Beauty and Cosmetic items, Vitamins, Household hygiene, Antiseptic products, Hair treatment, Sexual fortifying products, Sexually transmitted diseases, Sterility & Infertility treatment, Mental disorders, Nervous breakdown